Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Retirement Redefined Around the country, attitudes about retirement are shifting. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).